Oakes Toyota is honored to be the dedicated poor credit car dealership in Greenville, MS, where drivers from nearby Leland and beyond visit for automotive financing.
At Oakes Toyota, we recognize the fact that seeking poor credit or sub-prime auto loans can seem daunting. We are privileged to meet with Mississippi motorists who are unsure of how to secure the poor credit financing they need. Fortunately, you can relax and enjoy a stress-free process when you sit down with the team of knowledgeable auto loan specialists here at Oakes Toyota.
We've worked with used car shoppers of all credit scores and want to help you secure the auto financing that is best for your unique situation. The first thing for you to do is submit a copy of our secure credit application. This online application form merely serves to provide us with the details we need to secure the poor credit car loan you deserve, and applying carries no obligation.
Once we receive your application, we'll contact you regarding:
- Your credit rating
- Your debt-to-income ratio
- Your financial records
- The factors that led to your unique credit rating
Get Pre-Qualified for Used Car Loans In Greenville, MS
Oakes Toyota in Greenville, MS, grants drivers from the Indianola area with the sub-prime financing they need to upgrade to one of our quality used cars for sale. Our team of loan associates works directly with a network of lenders, and we'll aggressively pursue competitive interest rates and loan terms on your behalf. Getting pre-approved for poor credit car financing involves more than your low credit score. Several factors are considered, including the size of the down payment you can offer and the total amount you are looking to borrow.
Our Toyota dealership wants to know if any of the following played a factor in creating your current poor credit situation:
- Missing payments
- Writing bad checks
Even if one or more of these factors applies to your situation, you may still be awarded sub-prime financing assistance from Oakes Toyota. We cannot promise approval, but we strive to give evert driver a chance to access dependable transportation through financing assistance. If there's a way for us to help you with the credit rating you possess, we'll be happy to provide our expert assistance.
Certain factors may affect your odds of approval, including your debt-to-income ratio, monthly housing payment, and the amount of time you've been at your current job. We're eager to help you discover your auto loan options, so contact or visit us today!
Sub-prime Credit Financing In Your Past
If you have applied for and received poor credit car loans in the past, it does not necessarily play a factor in your current application with us. The finance associates here at Oakes Toyota have assisted used car buyers who have low credit ratings just like you, even those facing:
- Bankruptcy filing
- Recent repossession
- Multiple repossessions
- Any other financial issue that negatively impacted your credit
You deserve poor credit car financing that allows you to meet your monthly payments comfortably; you should acquire a hassle-free auto loan from Oakes Toyota!
Our finance team will do everything possible to ensure that you understand your credit health before saying signing on for another loan like used car financing. Remember, we're here to help you improve your credit, not add to it! With one of our financing packages, you can work to rebuild your credit and access even more opportunities to improve it in the future.
Take A Quality Pre-Owned Car Home Today
After you secure the poor credit financing you deserve, it will be time to buy a used car from Oakes Toyota. Our dealership carries a full selection of used cars for sale in Greenville, MS. So visit us soon and drive home in a pristine, pre-owned Toyota or another make of used car from Oakes Toyota.
We encourage motorists to bring us their credit issues so that we can help them begin the process of repairs. Sub-prime auto loans not only showcase your ability to pay back a loan on time, but they also help ensure you're able to access more credit later. When you need help with financing a used Toyota car, SUV or pickup, choose our team!
We always work hard to ensure that you have an understanding of our loan packages so that you can see how poor credit financing works. We enjoy seeing motorists get back on their feet financially -- especially when that involves an upgrade to one of our quality vehicles. Explore your alternative financing options today so that you can drive a reliable used car, make your auto loan payments, establish a better credit score and own your car by the end of it. Contact our loan experts today for more information on our alternative financing packages.